Archive for April 23, 2010



here i present the list of billionaires.


Rank Name Citizenship Age Net Worth ($bil) Residence
1 Carlos Slim Helu & family Mexico 70 53.5 Mexico
2 William Gates III United States 54 53.0 United States
3 Warren Buffett United States 79 47.0 United States
4 Mukesh Ambani India 52 29.0 India
5 Lakshmi Mittal India 59 28.7 United Kingdom
6 Lawrence Ellison United States 65 28.0 United States
7 Bernard Arnault France 61 27.5 France
8 Eike Batista Brazil 53 27.0 Brazil
9 Amancio Ortega Spain 74 25.0 Spain
10 Karl Albrecht Germany 90 23.5 Germany
11 Ingvar Kamprad & family Sweden 83 23.0 Switzerland
12 Christy Walton & family United States 55 22.5 United States
13 Stefan Persson Sweden 62 22.4 Sweden
14 Li Ka-shing Hong Kong 81 21.0 Hong Kong
15 Jim Walton United States 62 20.7 United States
16 Alice Walton United States 60 20.6 United States
17 Liliane Bettencourt France 87 20.0 France
18 S. Robson Walton United States 66 19.8 United States
19 Prince Alwaleed Bin Talal Alsaud Saudi Arabia 55 19.4 Saudi Arabia
20 David Thomson & family Canada 52 19.0 Canada


Rank Name Net Worth ($mil) Age City
1 Mukesh Ambani 32,000 52 Mumbai
2 Lakshmi Mittal 30,000 59 London
3 Anil Ambani 17,500 50 Mumbai
4 Azim Premji 14,900 64 Bangalore
5 Shashi & Ravi Ruia 13,600 65 Mumbai
6 Kushal Pal Singh 13,500 78 Delhi
7 Savitri Jindal 12,000 59 Hisar/Delhi
8 Sunil Mittal 8,200 52 Delhi
9 Kumar Birla 7,800 42 Mumbai
10 Gautam Adani 6,400 47 Ahmedabad
11 Anil Agarwal 6,300 56 London
12 Adi Godrej 5,400 67 Mumbai
13 G.M. Rao 4,300 59 Bangalore
14 Dilip Shanghvi 4,100 54 Mumbai
15 Shiv Nadar 3,700 64 Delhi
16 Uday Kotak 3,300 50 Mumbai
17 Malvinder & Shivinder Singh 3,000 37 Delhi
18 Subhash Chandra 2,700 59 Mumbai
19 Indu Jain 2,400 73 Delhi
20 Kalanithi Maran 2,300 44 Chennai

AND FINALLY …. Consider THIS too ………….

hi ear ones,

Bestselling Magazine Categories

Women’s Magazines

Women’s magazines include popular titles that focus on fashion, family, and homemaking. Titles include InStyle, Better Homes and Gardens, and Parenting.

Men’s Magazines

Men’s magazines include popular titles that focus on sports, fitness, and lifestyle. Titles include Sports Illustrated, XXL Magazine, and Maxim.

Entertainment and Television Magazines

Entertainment and television magazines include popular titles about celebrities, news, and sports. Titles include People, Time, and US Weekly.

News Magazines

News magazines include popular titles about news, finance, politics, and current events. Titles include: Time, Fortune, and Newsweek.

Business Magazines

Business magazines include popular titles about finance, entrepreneurship, and business news. Titles include Fortune, Business 2.0, and Newsweek.

Travel Magazines

Travel magazines include popular titles about vacation destinations, world locations, and areas of the US. Titles include Travel + Leisure, Southern Living, and National Geographic.

Home Magazines

Home magazines include popular titles about interior design, remodeling, and home improvements. Titles include Country Home, and Southern Living.

Children’s Magazines

Children’s magazines include popular titles designed for kids. Titles include Zoobooks, American Girl, and Nickelodeon.

Fashion Magazines

Fashion magazines include popular titles about style, clothing, and fashion trends. Titles include InStyle, Cosmopolitan, and Marie Claire.

hi dear ones,

Gems are one of nature’s ways of saying, “look how beautiful I can be”, and people know it, too. For thousands of years humans have been adorning themselves with gems and jewels to stand out and wow an audience. Be it necklaces, brooches, pendants, or bracelets, precious and rare gems have long since become one of the favored ways to express just how much wealth one has. Here are the ten rarest gems on earth.

10. Jeremejevite                       USD $2000/Carat

Pronounced ye-REM-ay-ev-ite, this is a colorless, sky blue or pale yellow stone, the highest quality of which comes from Namibia. In nature it occurs in small obelisk-shaped crystals and has in the past been mistaken for aquamarine. It was named after Russian mineralogist Pavel Jeremejev who discovered the mineral in 1883. As of early 2005, a clean, 2.93-carat faceted gem was selling on the Internet for $2000.00 per carat.

9. Black Opal                               USD $2,355/Carat

Australia is the classical Opal country and today is the worldwide most important supplier of Fine Opals. Almost 95 per cent of all Opals come from Australian mines. The remaining five per cent are mined in Mexico, and in Brazil’s north, also in the US states of Idaho and Nevada, but recently the stones have also been found in Ethiopia and in the West African country of Mali. Black Opal or Opal with a dark gray body shows the most brilliant play of colors imaginable.

8. Red Beryl Emerald                          USD $10,000.00/Carat

Red beryl is found primarily in the Thomas Range and the Wah Wah Mountains of Utah, and has also been reportedly found in a location in Mexico (possibly near San Luis Potosi one of the very few places beryl is also found on rhyolite). Where it is found in Utah it occurs on rhyolite, where it crystallized under low pressure and high temperature, along fractures or cavities and porous areas of volcanic rhyolitic magma. Very few cut specimens exist.

7. Musgravite                              USD $35,000/Carat

Musgravite is one of the newest and most rare gemstones in the world. Musgravite is a silicate mineral whose main ingredients are beryllium (Be), magnesium (Mg) and aluminum (Al). It was named ‘musgravite’ after the area Musgrave in Australia from where the material was first found. The musgravite was later found also in Greenland and Madagascar, but neither of them produces gem quality material. Two pieces of faceted gem-quality musgravite from Sri Lanka were reported first in 1993. Keep in mind, this is the LEAST priceless of the ten.

6. Grandidierite                               USD $50,000/.5 Carat

This is a bluish green mineral found primarily in Madagascar. The first and so far only clean faceted specimen, from Sri Lanka, was originally mistaken for a serendibite and subsequently purchased in May 2000 by Prof. Gübelin from Murray Burford. The gem shown above weighs 0.29 carats. Grandidierite is trichroic, transmitting blue, green and white light. The mineral is named after French explorer and natural historian Alfred Grandidier, who among other things unearthed bones from the extinct half-ton elephant bird in Ambolisatra, Madagascar.

5. Painite                            USD $50-60,000/Carat

This gem was once believed to be the rarest mineral on earth, is today still considered very rare. British mineralogist 1950s first discovered it in Myanmar. When it was confirmed as a new mineral species, it was named after him: Arthur C.D. Pain. For many years, only three small painite crystals were known to exist. Before 2005 there were less than 25 known crystals found, though more material has been unearthed recently in Myanmar.

4. Blue Garnet                                  USD $1.5 Million/Carat

Garnets species are found in many colors including red, orange, yellow, green, blue, purple, brown, black, pink and colorless. The rarest of these is the blue garnet, discovered in the late 1990s in Bekily, Madagascar. It is also found in parts of the United States, Russia and Turkey. It changes color from blue-green in the daylight to purple in incandescent light, as a result of the relatively high amounts of vanadium. The most expensive, a 4.2 carat gem sold in 2003 for $6.8 Million.

3. Serendibite                             USD $1.8-2 Million/Carat

This gem is a cyan colored stone that comes from Sri Lanka. It boasts an unusually complex formula consisting of calcium, magnesium, aluminum, silicon, boron and oxygen. So far there exist only three faceted (cut) specimens of 0.35 carats, 0.55 carats and 0.56 carats. The first two were discovered by rare stone specialist D. P. Gunasekera and purchased by the late Prof. E. J. Gübelin of Switzerland. The smallest was sold for about $14,300.00 per carat.

2. Red Diamonds                                 USD $2-2.5 Million/Carat

Only a very few red diamonds are ever found, and few people have only seen even one treated red diamond. The gem is described as a purplish red, so it is not a pure red, crimson, vermilion, or scarlet. Nevertheless for its size it is one of the most expensive diamonds ever. The Argyle Mine in Australia produces a small number of red diamonds. The largest and finest of these are auctioned every year or two, and sell for millions of dollars.

1. Jadeite                                USD $3 + Million/Carat

Until recent years jadeite has been something of a mystery mineral, but we now know of primary sources in Guatemala as well as several California occurrences of white or grayish jadeite. Boulders in which a few small freestanding crystals have been seen occur in San Benito Co., California, with additional finds in Clear Creek, between New Idria and Hernandez. All Mexican jadeite is in artifacts, from unknown sources. The record price for a single piece of jadeite jewelry was set at the November 1997 Christie’s Hong Kong sale: Lot 1843, the “Doubly Fortunate” necklace of 27 approximately .5 mm jadeite beads sold for US$9.3 million

hi dear ones,

Who are the GAMBLERS ?

Social (recreational) Gamblers:

Most gamblers are social gamblers.
Gambling is one of many forms of entertainment they engage in, it is not their main recreational activity.
They rarely think about gambling.
Gambling episodes are usually infrequent, but there may be some regular activity as well (e.g., a monthly poker game, an occasional vacation to Vegas, a weekly or even daily lottery ticket).
Gambling does not result in any negative life-consequences.
There is no loss of control over gambling duration, frequency or money spent (sometimes there might be one episode of this).
They would not be upset if unable to gamble ever again.
There are no lasting negative financial consequences as a result of the gambling.
There are no attempts to hide any aspect of the behavior.
Other people do not see their gambling as excessive.

Frequent Gamblers (also called “heavy” or “serious” gambling):

Gambling is an important part of their lives and would missed if they could not engage in it.
There may be an intense focus on a single form of gambling (e.g., horse racing, poker, sports betting).
There is no loss of control over wager amount or frequency.
No progressive increase in wager size over time.
No financial strain due to gambling, money for retirement, family, health, etc. is not being diverted
Money is not borrowed from any source (including credit cards).
Gambling is generally not viewed as a way to pay for basic life necessities or luxuries.
No relationship arguments or relationship problems occur due to gambling.
Gambling does not diminish their work performance or focus.
Wager size is responsible and reasonable for the person’s income.
Relationships with family members and friends are not diminished due to time spent gambling.
The time spent gambling appears reasonable to an outsider.
The gambler does not chase losses.
There are not mood swings associated with the wins and losses.
The gambler remains interested in non-gambling activities and engages in them frequently.
Non-gambling friends and activities are plentiful.
Problem and pathological gamblers often minimize their situation to try and appear like frequent gamblers.
A frequent gambler may eventually advance into problem or pathological gambling
If a gambler is affluent the distinction between frequent and problem gambling is somewhat more complicated.

Problem Gamblers:

Gambling results at least one negative consequence to the gambler or person in their life, this would include relationship problems.
Money used to gamble with should be otherwise allocated to other things.
There might be family discord regarding the time or amount spent gambling.
The gambling may diminish work performance or ability to focus on work fully.
Long term goals and ambitions are sometimes replaced by gambling.
Usually the gambler can and does quit or stop for periods of time, and may do so to “prove” that they do not have a problem.
Often there is some degree of intolerance to losing as demonstrated by mood swings after a loss, or chasing the loss to get even.
Problem gamblers may deny that any problem is occurring despite the observations of others.
There may be attempts to hide or minimize gambling behavior.
Often thinks of gambling as a second job or a viable source of revenue; they may aspire to be professional gamblers.
May try to earn money needed for daily living by gambling, and in the process get into financial jams.
Time spent gambling exceeds what an outsider would think is reasonable.
Unless the gambler is affluent, money may be occasionally borrowed from other people or credit cards.
Problem gamblers often temporarily quit gambling after a big loss and will resume once their finances have stabilized.
Often viewed as being a “regular” at gambling establishments, staff may know their name and they receive comps, these comps, or other reward programs foster more gambling.
The severity of the problem does not meet the full criteria for a diagnosis of pathological gambling as defined in the Diagnostic and Statistical Manual of Psychiatry, DSM-IV(a copy is provided in the assessment section) but they often have between 1 and 3 symptoms.

Pathological Gamblers (also called Compulsive Gamblers):

This is the only “type” of gambler that has been fully defined by the American Psychiatric Association as a mental disorder.
Usually has had at least one financial bailout from a friend, family member, maxed out credit cards or taken out loans from financial institution,  unless they are affluent, although some pathological gamblers never have had a bailout.
Pathological gamblers share some of the symptoms that are evidenced in problem gamblers (see above list).
There may be attempts to justify, rationalize, hide, and/or minimize their behavior to others.
Often they will mis-conceptualize the gambling problem as a financial problem.
May blame others for stress they are creating.
May try to win money needed for basic living expenses.
Winning means more time to gambling, wins are usually “re-invested” into more gambling.
Usually thinks that they are only hurting themselves, unaware of the impact of their gambling on others.
Wager size increases over time (measured usually in years).
Uses money to gamble that should otherwise be allocated/invested; for example does not have a independent retirement plan (e.g., IRA) that not associated with their work plan (e.g., 401K).  This would not apply to some people.
Gambling does not have to be daily in order for it to be pathological.
Engages in “creative financing” by obtaining loans and credit.
May have burned out relationships due to gambling and borrowing.
Unable to easily quit gambling for long periods of time.
May promise self or other to quit gambling after a large loss or win, but can’t or doesn’t for long.
May feel urges and cravings to go gamble.
Frequent fights with spouse/partner, blames them for the problems.
Feels excited when gambling or about to gamble, might have a rush just walking into gambling establishment.
Gambling establishments may feel like “coming home” when they enter after an absence.
Other gambling patrons or more likely casino staff are thought of as “friends” despite a lack of connection outside of the gambling venue, although this is not very common.
The solution to financial problems and stress created by gambling is to gamble more in order to finally hit a big win, or at least recover losses.  Thus the problem also is seen as the solution, a characteristic of addiction.
A Pathological gambler meets the criteria for the disorder as listed in the as defined in the Diagnostic and Statistical Manual of Psychiatry, DSM-IV(a copy is provided in the assessment section).
I have had many severely disordered gamblers that would adamantly state that they are not compulsive or pathological.

Professional Gambler:

Rarely loses control when placing bets.
Gambling is methodical and planned (e.g., a professional horse gambler may not bet on every race).
Maintain discipline and refrain from impulsive betting
Accept financial losses without chasing to win them back.
Professional gamblers do not meet the DSM-IV criteria for pathological gambling, but may have a couple of symptoms (e.g. preoccupation).
Gambling is their primary source of income.
Most problem and pathological gamblers fantasize about being a professional gambler or mistakenly believe that they are, there are very few true professional gamblers.
Many professional gamblers will eventually evolve in to problem or pathological gambling.
It has been estimated that there are fewer than 3,000 professional gamblers in the US and Canada and only 50 professional gamblers in the U.S. who earn over $100,000 dollars annually by gambling.  Psychological profiles of professional horse gamblers showed they tend to be somewhat boring, socially insensitive, extremely unsentimental, hyper-vigilant, and very tense. (McCown & Chamberlain, 2000).
The term “professional gambler” is very complex in distinguishing from problem and pathological gambler and the assessment should be conducted by a trained professional therapist who also consults with the gambler’s family/friends regarding the presence of symptoms.

Action Gambler:

A win creates a “rush” that is probably associated with an excessive release of the neurotransmitter dopamine.  Dopamine is a brain chemical associated with the subjective experience of pleasure.
Reacts to gambling with an unusual degree of excitement, although this may experienced by the gambler but not expressed.
More often plays games such as cards, craps, roulette, sports betting.
A win may lead to larger bets.
Gambling excitement is extremely pleasurable and achieving it becomes a major focus in the gambler’s life.
More men are action gamblers than women
Often associated with ambitious, high intelligence, Type-A, “driven to succeed” personality traits.
Besides gambling in a habitual pattern, they are more likely than the escape gambler to bet when feeling good, happy or lucky.

Escape Gambler:

Besides any habitual gambling patterns, they are more likely to gamble at times to escape emotional pain and life problems.
Gambling produces a numb, trance-like, state of consciousness where problems are not in awareness.
Slot machines and video poker are the most common forms for these gamblers.
After many years of gambling action gamblers often start to experience escape-style gambling.
Increased chance that an escape gambler has been physically or emotionally abused.
Women are more often then men to be escape gamblers.

Antisocial Gambler:

Engages in criminal activities, scams and rip-offs.
Gambling is a method to steal money, may use loaded dice, marked cards, and fixed sports events or horse races.
Different from gamblers who commit a crime to pay debt.
May have a diagnosis of Antisocial Personality Disorder

Binge Gambler:

Frequency of gambling episodes are periodic rather than consistent
Long periods of no gambling are followed by binges that can be very costly financially, emotionally and damaging to relationships.
There is an illusion of being in control that is a function of the ability have extended periods of not gambling.
The relapse cycle is often triggered by a perceived “surplus” of money, while the binge cycle typically ends after a huge loss.